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对险企来说，聚合风险最要命的不是单笔赔付，而是资本占用与再保承接能力被同时击穿。FT 也提到，市场担心出现多十亿级别系统性索赔，因此承保倾向会走向收紧甚至排除。
。同城约会对此有专业解读
The 4732 and its 473x compatriots became the last real IBM ATMs. After a hiatus
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